Lower auto insurance trick to save you money!
I’m going to share with you a lower auto insurance trick that you can start using right now to save yourself some money. This might not be for everybody, but if you’re anything like me, then you’re probably sitting around wondering how you’re going to make car insurance more affordable. It can get really frustrating and very annoying paying high prices for auto insurance, especially when you can do things to lower them. I’ve decided to share my secrets with you because I want you to be able to save as much money as possible. Here’s what I’m talking about:
I think the first thing that most people hate about car insurance is the fact that they’re always raised on fees and rates. That’s why I love this trick. Rather than pay a certain percentage of your premium every month to your auto insurance company, why not let them know you’re going to do away with it? This way they’ll lower your rates!
In order to lower auto insurance rates, I recommend getting into better driving habits. There are tons of ways to help you be a safer driver, so why not focus on that instead of just worrying about your premiums? Things like not driving under the influence of alcohol or not texting and driving are two great ways to begin making your life safer. Also, try to keep an eye on your credit score and report if possible because your credit score can play a huge role in determining your rate.
My next tip to lower auto insurance rates is to find out which companies are raising their rates and why. A simple way to do this is by checking out the "About Us" and "Contact Us" sections of insurance companies’ websites. If you don’t see any information about these crucial areas, then it’s time to contact them. You can usually tell if they’re just being jerkwads by the attitude they have toward you when you contact them. A legitimate insurance company should want to help you, so don’t be afraid to let them know that you’re disappointed. I can’t tell you how many people have gotten a lower quote because the agent or representative didn’t return their phone calls or didn’t return emails.
The third tip to lower auto insurance rates is to get a car that has fewer safety features. Safety features make cars less prone to accidents, and insurance companies reward those models with lower rates. Get rid of that sports car you have and replace it with a more practical four-door model. It’s also a good idea to choose a safe vehicle to begin with, as a safer vehicle will be valued by the insurance company.
So there you have it. That’s the three most effective ways to lower auto insurance costs. Use the tips above to your advantage and you’ll be amazed at how quickly you could be seeing a lower premium. Don’t waste any more time trying to deal with an insurer who isn’t working with you. Contact an insurance agent today and start eliminating car insurance costs.