Auto accident lawyers protect your rights
When you have been in an auto accident and you are not sure what your policy covers, personal injury attorneys can help. Most personal injury attorneys have the training and resources to determine the extent of your coverage. They can also negotiate on your behalf with the insurance company to get the best settlement possible. In many cases, the accident and your injuries will be covered by your homeowners or renters insurance policy. If not, personal injury lawyers can provide a referral to an independent insurance company that specializes in these cases.
When you need to file a claim, personal injury auto accident attorneys may need to speak with an insurance adjuster. You may feel embarrassed to discuss the accident with your insurance agent or insurance adjuster. But in most cases they have been trained to handle these types of cases and can assist you in processing your claim. Your insurance company or adjuster may advise you to simply keep driving, to avoid further accident, or to contact a lawyer. Personal injury attorneys can provide legal advice to protect your rights as well as advise you on how to deal with the insurance company.
Your initial investigation will include a consultation with a doctor to obtain a medical evaluation of your injuries. A professional accident investigator will interview your insurance agent to obtain any additional information about the accident. These investigators are skilled at locating witnesses who have not been interviewed and obtaining their statements. Interviewing the witnesses is important because this information is necessary in order to establish liability for your accident.
Once your medical treatment has been completed, it is time to decide whether or not to proceed with a claim. There are two options available to you: either file a claim with your personal injury attorneys or accept the insurance company’s offer of a settlement. If you choose to contact your personal injury attorneys, many have experience in these types of cases and will represent you in court. Your attorney will review all evidence and research the applicable local and state laws. You may be able to receive a large percentage of your winnings through these proceedings.
If you decide to accept the insurance company’s offer, you will be required to make a number of payments. These payments are typically based on a percentage of your initial surgery or treatment cost. In some cases, the payments will be made directly to your medical care provider. The auto accident attorneys may require that your payments go directly to a trust account set up by the insurance company. Your attorney may also recommend you set up a secondary, separate bank account to receive these payments.
Some cases will not require an immediate payment. Instead, the insurance adjuster will advise you on the steps required to fully recover from your injuries. The accident lawyers will work closely with you to ensure you receive fair compensation from the insurance company.